Pattern Referral Program

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We compare policies, you get the best coverage.

As a physician, securing specialty-specific disability insurance early is a no-brainer. Whether in your residency, fellowship, or just starting as an attending physician, we're here to help you lock in the best rates from top providers—exclusively for new doctors.

The clock is ticking, so don’t wait—the best rates on disability insurance for doctors are only available during this early stage in your career. Getting started today is quick and easy, and can save you thousands over time.

Get rewarded for helping doctors protect their future.

Helping your fellow physicians secure their financial future has never been easier—or more rewarding. Here’s how it works:

📽️ watch the amazing video from our CEO >>>
📤Fill out the form below (no spam, promise)
🔗We'll email you your custom referral link
💬 Send your link to every physician you know—there’s no cap, so spread the word and get rewarded for it!
🎁 Get a $100 gift card when they attend a free, no-pressure meeting (no purchase required—we just want to chat!)
🎟️ Earn an entry into our monthly grand prize drawing—with a new prize every month worth up to $600

You’re not just earning rewards—you’re helping your medical friends, colleagues, peers, and future doctors protect their income and gain peace of mind.

Ready to share the love (and win cool stuff while you’re at it)?

We’re thrilled you’re interested in helping more physicians protect their income through Pattern! Our referral program is designed to reward you for spreading the word—and make some fun money, and even win big prizes, on the side!

🟢 What Counts as a Referral?

A referral is considered successful when:

You refer a physician (resident, fellow, or attending) to Pattern.
That physician meets with a Pattern advisor for a free consultation.
Once the meeting takes place, you receive your referral reward—no strings attached!

🎁 Rewards & Giveaways

For every successful referral, you’ll receive a $100 gift card.
If we’re running a giveaway promotion (like a free prize or gift), you’ll also be automatically entered to win that giveaway in addition to receiving your gift card.
There is no cap on how many people you can refer.
By entering our giveaway, you give us permission to use your name in social media posts announcing the winner. This is our way of spreading the word about our referral program so we can help more physicians like you!
The more you refer, the more money you can earn and the more chances you have to win the giveaway 🎉

⚠️ Fair Use & Integrity Policy

To keep the program fair for everyone:

Spamming, cheating, or falsifying referrals is strictly prohibited.
Pattern reserves the right to deny payment or entry into giveaways if we find referrals were submitted dishonestly or in bad faith (e.g., fake names, duplicate submissions, skipping advisor meetings, etc.).
All rewards and entries are subject to verification and approval by the Pattern team.

Have questions or need help? Send us an at contact@patternlife.com!

Thanks again for helping physicians take control of their financial future!

No purchase necessary to enter or win the $600 giveaway. Open to U.S. residents 19+. Each qualified referral (a referral who schedules and completes a conversation with our advisors) counts as one entry. Odds of winning depend on the total number of entries received. $100 referral reward available per qualified referral. Giveaway ends at the end of every month.