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Disability Insurance for Physicians Without the Headache
We compare policies, you get the best coverage.
As a physician, securing specialty-specific disability insurance early is a no-brainer. Whether in your residency, fellowship, or just starting as an attending physician, we're here to help you lock in the best rates from top providers—exclusively for new doctors.
The clock is ticking, so don’t wait—the best rates on disability insurance for doctors are only available during this early stage in your career. Getting started today is quick and easy, and can save you thousands over time.
Your contract is fair now. Your income still isn't protected.
Dennis ensures the agreement you sign is fair. What no agreement can do is pay you if you can’t practice. That part is a separate document — and most physicians don’t read it until they need it.
Pattern has worked with over 30,000 medical professionals to develop a disability insurance plan. Independent across the major carriers. No obligation, no fee — just a plan.
Three terms decide your financial downside. Your attorney owns two of them.
You didn't negotiate the contract alone. Don't build your disability insurance coverage alone either. A Pattern advisor makes sure the policy fits your specialty and can grow as your income does.
The strongest policy you'll ever qualify for is the one you can buy today
- True own-occupation — pays if you can't do your specialty.
- Non-cancelable rates — locked at today's age and health.
- Training discounts — mostly gone once you finish.
- Future-increase riders — must be bought with the policy.
- Waiting — a diagnosis can cost you terms, not just price.
Pattern doesn't represent one carrier. We compare them for you.
- Over 30,000 medical professionals since 2013.
- Paid the same no matter which carrier you choose — the recommendation isn't steered by the payout.
- Every quote shows the disability definition side by side, so you can see what you're actually comparing.
- Nationally licensed advisors. No quotas, no pressure, no follow-up you didn't ask for.
How It Works
- Step 1 — Fill out a short quotes form. We'll pull a personalized comparison from the major carriers.
- Step 2 — Walk through a plan with an advisor so you know exactly what policy is the best fit for you.
- Step 3 — We handle the paperwork and walk you through underwriting so you can get back to your patients.